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Open Your Heart, Not Your Wallet – Keep That Jingle in Your Pocket Part 2

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The Friend Con. Don't Be a Side Hustle Victim. How to say no to your friends and their new side hustle. The Rising Damsel #moneysmart #savvy #friendhustle #savemoney #financeOk….friends…you gotta love em’, right?!

But…when it comes to them wanting that jingle in your pocket…are they friends or foes to your wallet? Why is it that the most casual of acquaintances depend so dearly on your appearance to one of their Tupperware, lingerie party, Mary Kay type events? It starts out with a seemingly sweet invite to their house for a glass of wine and after you accept with gratitude, then….bammmmm….your ‘friend’ informs you that 20 other people will be there and you will have such a fun night viewing skimpy lingerie!

Excuses?!

Uhhhhh….now what do you do? Your head is swirling and your mind is spinning out of control trying to figure out how to get out of it?! You are thinking….but but but…I don’t wear skimpy lingerie! I don’t want skimpy lingerie! I can’t afford lingerie that will end up wadded up in the back of a drawer.

What You Really Want

I want my old worn out sweatshirt and sweatpants. I want to wear that one curler I wear on top of my head….I want my nice thick coat of night cream on my face when I sleep…I’m trying to save every extra penny for the vacation I’ve been dreaming about.Keep reading

17 Inspired JK Rowling Quotes to Achieve Your Dreams

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17 Inspirational JK Rowling Quotes to Achieve Goals and Kick ButtMagic is everywhere! No matter how true that is, we all need extra inspiration sometimes! The world is beautiful and inspirational. JK Rowling quotes that empower your life will help to give you that little push when you’re ready to give up. 

JK Rowling Quotes have always been a source of reflection for me.

As a mom or business owner, we all need some added support! 

During tough times, we can look to the greats who have pulled themselves out of the darkness and into success despite setbacks, failures, and rejection. 

JK Rowling credits most of her success to a period of hitting rock bottom. From those depths, she created a world of wonder, one page at a time.

JK Rowling quotes are here to brighten your day.

17 Inspirational JK Rowling Quotes to Achieve Goals and Kick Butt. Whatever money you might have, self-worth really lies in finding out what you do best. Inspiration JK Rowling Quotes

Do you like your new handbag? Of course, I do….Does it make you genuinely happy? No. There’s a new ailment that confounds worth with wealth. Whoever said that money makes them happy is lying.

Unconventional paths are viewed as a less safe road traveled and people are pushing you to accumulate money rather than leading you to happiness or self-discovery. If JK Rowling was scared we would have missed out on a legacy.Keep reading

31 Days of Happy Life Tips to Feel More Fulfilled Now

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Live a happy life tipsHappy life tips to make a real difference todayGuess what? There’s a pretty good chance you aren’t living your life to its fullest potential. We ignore our emotions, so many of us live exhausted and barely get through the day. Feeling fulfilled is not on the menu. It might seem daunting at first but when you start taking steps to live a happy life, you will notice an immediate positive shift towards reaching your goals. 

It’s a harsh reality that many get stuck in the mud of life, but you can live a happy life! 

If you look in the mirror everyday and wonder where the hours and years went, you can change that perception in a matter of minutes. There are so many ways to affect and affect your life on a day-to-day basis. Opening your heart to change and positivity is the first step. You can live your dream life.

Ready to start taking steps towards a happy life and:

  • Structure your life for success
  • Create healthy habits for you and your family
  • Takeoactive actions for lasting change

Day 1. Nurse Your Dreams

What is there to be afraid of? Do you want to be a photographer, and everyone gives you negative feedback?Keep reading

Get The Best Restaurant Deals – 13 Tips From a Former Waitress

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Ex-Waitress Secrets to Eating Cheap. Full bellies, Fat Wallets. This is how you need to eat to get the best restaurant deals. The Rising DamselSpending your hard-earned money on dining out can be such a drain on your wallet. All the little extras you order in a restaurant blow up your bill, and good service is never guaranteed. I drool thinking about food, read menus for the sport of it and eat more than I should. I’ve had to figure out how to eat often, and for less money. Use my secrets to keep that cash in your pocket.

1. Go to Places With No Waiters

No waiters = no need to tip. Many new restaurants are focusing on a ‘fast casual’ model, and we benefit from it. Unlimited refills, extra sauces, as many napkins as you want, no one bothering you to order more, it’s a total family win.

If you don’t want to tip or you can’t, here are a few delicious options for you: Panera, PeiWei, Noodles & Company, Chipotle, Pizzeria Locale, Garbanzo’s, Jason’s Deli, and Qdoba. For 2 people you can eat some pretty unique cuisine, and it’s for a fraction of the cost of sitting down in a fancier restaurant. My fiancé and I challenge ourselves to spend less than $15. Getting your significant other onboard to save, definitely makes it easier and more fun.Keep reading

100 Best Tips to Save Money and Keep the Jingle in Your Pocket

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100 best money saving tipsWith 100 best tips to save money, you will reap the reward of watching your bank account grow year after year. Use my fun tips to make a difference in your life and finances. Don’t you feel great when you walk into a store and all the sales clerks are welcoming and smiling at you? Don’t be fooled! They want your money.

You don’t have to be the victim of salespeople and junk buys! Use these tips to save money

1- Don’t carry cash. 
2- Transfer most of your leftover money into your savings account.
3- Don’t get coffee from a fancy shop. Get a good cup at McDonald’s or bring your own.
4- Bring your lunch to work.
5- Carpool.
6- Eat vegetarian at least twice a week.
7- Grocery shop only with a list.
8- Write a list of questions for your doctor & avoid repeat visits.
9- Shop in goodwill stores for fun quirky items.
10- Hunt for garage & estate sales.
11- Buy plain clothing at target and embellish it yourself
12- Don’t pay for expensive parking…weigh if it’s cheaper to ride the train in.
13- Grow your hair long and skip the salon frequency.
Keep reading