How I Fixed My Credit Score Using Free Online Resources

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How I fixed my credit score with free online resourcesDo you know anyone that pays cash for a house? Nope, I certainly don’t. When you repair your credit score, you are actually saving yourself money long-term. Finances don’t have to be boring, this is how I fixed my credit using free resources! With these free credit tips, you will see an immediate difference in your finances.

Our lives are intertwined with debt and as a savvy individual, you need to make sure that you are aware of rates, fees, and deductions. The danger to your pocket-book is that you’ll probably end up overpaying in fees simply because you didn’t do your due diligence when it comes to your credit score.

You have the legal right to dispute inaccurate items on your credit reports. That’s true of credit bureaus and each creditor. That means whatever financial trouble you have gotten yourself into there is steps to heal the wounds.

I’m here to help steer you in a safe direction. Use these great tips on how to repair your credit score and secure lower loan rates in the future.

 When Is It Time To Consider Credit Repair?

Do you know what your credit score is? 

Anything below 560 is considered to be a bad credit score.… Keep reading

17 Habits of Successful People

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Inspirational tips and tricks to achieve success. Great guide for change #success #inspiration #girlboss #womenSuccessful people do things a little bit differently, don’t they? You’ve seen the confidence, that little pep in someone’s step. With the right state of mind, you can achieve success too. Habits of successful people are easy to learn and fun to implement. 

I wanted to know the habits of successful people and what they did to help achieve success.

With tweaks to your everyday habits, anything is possible. This is what I discovered…

1. Successful People Appreciate Mentorship

We can’t know it all, but other people have a lot more experience than we do. Use that!

If someone is willing to give you unsolicited advice listen. Even if you aren’t interested you get a look inside their pitch.

Every interaction is an opportunity to learn, and mentorship can mean so much more than simple tips. It can lead to a lifestyle change.

Your realtor, financial agent, accountant and peers all have a wealth of information. Be open-minded and appreciative if someone shares their wisdom.

2. Achieve Success By Avoiding Guilt

Your friends, coworkers, and family don’t control what you do. If anyone is bringing guilt into your life they are bringing negativity.

When you do want to say ‘no’, avoid excuses and too much information.… Keep reading

Blog Income Sabotage How to Fix Your Mistakes and Earn

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Blog with no traffic? It might seem like a mystery now, but you can earn money from blogging. Blog income really seems like a mystery till you crack the code.

Other bloggers are succeeding and they’re gathering endless followers to cash in with, what’s the problem with your blog? These blog income tips will ensure that you are set up to not only succeed with blogging but earn an income.

Blog Income Starts With What Not to Do

If you don’t have a blog please start with this post: Start a WordPress blog with Bluehost for a setup filled with tons of juicy blog tips. 

Sabotage #1 You Hate Your Blog Name

There are a million different reasons to stop blogging. If the name of your blog is hindering you, then it’s time to creatively invest in a new domain.

Starting over is not admitting defeat! Give yourself a new name, especially if there’s no way to get around your old blog name. You can even redirect your old blog to some of your new posts for a boost in traffic.

Consider this: You coupon all the time because you love to cook. You might be thinking that coupons are an easy subject to blog about!… Keep reading

5 Crazy Ways to Save Money You Haven’t Thought Of

Hello! Today we have a great article from June and Dan. They are going to tell us about some crazy new ways to save money! Enjoy!

Nearly 40 percent of American households could not absorb an unexpected $1,000 emergency with their current savings. That means that many Americans, when confronted with an immediate financial crisis, have to rely on credit cards and loans to make ends meet.

How has it gotten so hard to save money these days? Apparently, the conventional method of putting aside savings on a regular schedule isn’t working anymore. That means many people need to get creative in today’s world to find ways to save.

If you need little creative inspiration, check out these five crazy ways to save money!

Start a Handmade Revolution

Did you know that the average American household spends almost $1,000 on Christmas presents every single year? This one holiday accounts for a significant portion of consumer credit card debt, which many borrowers take months to pay off. Other holidays and celebrations are no better.

Holidays don’t have to be such a financial burden, though. Have you ever considered getting crafty instead of pulling out your credit card? Don’t worry if you’re not particularly creative, there are many homemade inspirations out there that don’t include learning how to knit.… Keep reading

20+ New Unique Savings Tips to Score Your Dream Car

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Dream Car! Struggling to save? Use my 20+ Unique tips to score your dream car. The Rising Damsel #savingtips #guide #money #finances #earn #makemoney #tipstosaveThe biggest part of saving money is… not spending money. I have had my 2002 VW ever since the year 2002. My little car got me around through 15 years of my life.

You can be social, grow your career and continue to put money in your savings.

I’ve saved, I’ve lived it’s possible to have a normal life. Curious as to how I saved $18,000 in just a few years to avoid a car payment? Save on the little things, and the big things. Keep reading to find out!

Grocery Store Brand / Holiday/ Expiration Date

Store brand items are usually packaged at the same processing plants as traditional items. There’s no shame in buying a store brand product, it saves you considerable money. When my dad was a teenager he worked at a pea cannery. He said the peas were canned according to their size. After the size selection, different labels were slapped on. Same pea…different labels.

Saver Tips
1. Stock up on items after the holidays. Candy can be 90% off just due to after holiday packaging and the product won’t expire for the normal 2 years anyways. Don’t go all out hoarder, but definitely consider items you could need for the next holiday season too.… Keep reading