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How I Fixed My Credit Score Using Free Online Resources

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How I fixed my credit score with free online resourcesDo you know anyone that pays cash for a house? Nope, I certainly don’t. When you repair your credit score, you are actually saving yourself money long-term. Finances don’t have to be boring, this is how I fixed my credit using free resources! With these free credit tips, you will see an immediate difference in your finances.

Our lives are intertwined with debt and as a savvy individual, you need to make sure that you are aware of rates, fees, and deductions. The danger to your pocket-book is that you’ll probably end up overpaying in fees simply because you didn’t do your due diligence when it comes to your credit score.

You have the legal right to dispute inaccurate items on your credit reports. That’s true of credit bureaus and each creditor. That means whatever financial trouble you have gotten yourself into there is steps to heal the wounds.

I’m here to help steer you in a safe direction. Use these great tips on how to repair your credit score and secure lower loan rates in the future.

 When Is It Time To Consider Credit Repair?

Do you know what your credit score is? 

Anything below 560 is considered to be a bad credit score.… Keep reading

18 Purse Essentials You Need Everyday For an Organized Life

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Everyday purse essentials.Keep your life in your bag! These 18 everyday purse essentials will get you through almost any situation or crisis and keep you prepared for all of life’s surprises. I hate being without something, and I especially hate having to ask a stranger for a handout.

The first thing is to get yourself an awesome purse that will carry your items through multiple scenarios! My favorite style of purse is a tote bag with an added shoulder strap. Not always the easiest to find, but a strap is something you can easily add.

You’ll be able to carry all your items, possibly even your laptop plus the weight strain will be alleviated from the strap.

Purse Essentials Start With The Perfect Work Tote

A nylon work bag is ideal. It’s durable and sturdy. 

perfect work tote

1. Comfy Foldable Shoes 

I love Silky Toes! What do we do to our feet? Really in the name of vanity? LOL. Save your toesies and your shoes. If your feet are hiding under your desk, you might as well be comfortable. 

Silky Toes come in tons of different colors, they fold up and even come in their own little silk bag.… Keep reading

Halloween Treats – Easy to Make Food For Your Last Minute Party

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Office Party Halloween Treats!

Everyone loves Halloween treats! The games, the fun, the candy! Any holiday that’s not paid and is spent in the office usually gets special attention. These Halloween treats are easy to make and take minimal ingredients. 

Any woman can add red lipstick, pearls and wear a black dress and pass for an Audrey or a Jackie. The real trouble is food. Show stopping Halloween food. Use these recipes and my tips to make your Halloween Office party memorable and delicious. 

Use candy melts, scary eyes and decorating gel or raspberry jam as blood to accomplish these ghoulish treats. 

halloween treats candy meltsEyeball halloweenhalloween treats red gel tube

Ghost Cupcake made by Everyday Southwest

Does it get any simpler than store bought cupcakes and a few candies as eyes and a mouth? I don’t think so! 

Ghost on a cupcake! Halloween treats

Rice Crispy Treat Brains created by Left Brain, Craft Brain

Make these rice crispy treats fresh or remold the store bought variety. A couple squirts of red food gel or raspberry jam will give them the perfect amount of creepy. 

Rice crispy treat brains.Halloween Treats!

Halloween Graveyard Brownies from Tastes Better by Scratch! 

This is a quick and easy recipe! If you’re feeling extra pressed for time just pick up some brownies from your grocery store.… Keep reading

17 Habits of Successful People

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Inspirational tips and tricks to achieve success. Great guide for change #success #inspiration #girlboss #womenSuccessful people do things a little bit differently, don’t they? You’ve seen the confidence, that little pep in someone’s step. With the right state of mind, you can achieve success too. Habits of successful people are easy to learn and fun to implement. 

I wanted to know the habits of successful people and what they did to help achieve success.

With tweaks to your everyday habits, anything is possible. This is what I discovered…

1. Successful People Appreciate Mentorship

We can’t know it all, but other people have a lot more experience than we do. Use that!

If someone is willing to give you unsolicited advice listen. Even if you aren’t interested you get a look inside their pitch.

Every interaction is an opportunity to learn, and mentorship can mean so much more than simple tips. It can lead to a lifestyle change.

Your realtor, financial agent, accountant and peers all have a wealth of information. Be open-minded and appreciative if someone shares their wisdom.

2. Achieve Success By Avoiding Guilt

Your friends, coworkers, and family don’t control what you do. If anyone is bringing guilt into your life they are bringing negativity.

When you do want to say ‘no’, avoid excuses and too much information.… Keep reading

Blog Income Report: How I made $331.32 Blogging Last Quarter

Blog Income Report. How I earned over $300 blogging! The Rising DamselHey guys! Ready for a blog income report? I can’t wait to share everything that happened in the last quarter! 

How did your quarter go? Were you able to reach your goals?

If you didn’t that’s ok! Consider writing a blog income report anyways. It will help you stay on track and let you know where you can make tweaks or improvements. 

Why Do I Write Income Reports?

Honestly? It’s inspirational and keeps me focused. 

This blog income report is evidence that you can still make money with a relatively new, small blog. Sometimes I forget that. A good excuse to add it all up is just what you need.

Blog stats also paint a great picture of what’s making your blog profitable.

Keep yourself motivated, money is an easy way to do it. 

Working and Earning at Home From a Blog Is Possible!

I hated being tied to an office and an unfulfilling job.

Blogging has allowed me to make my own rules and I’m the one in charge of my raises! One day it will be full time I know it. 

I hope that if you’re reading this you will consider starting a blog of your own. It’s a tremendously positive outlet even if you don’t want to monetize.… Keep reading