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You’re Doing This Wrong and What it Costs You

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Does the way you clean waste money?It’s time to think about how often you clean things and why! Stop wasting time cleaning things wrong. Stop wasting time and money on things that you don’t need to clean!

Awful right? Literally all that money going down the drain. We live in a society where we tend to clean to an excessive level. Over cleaning can lead to unnecessary work and expenditures. 

Follow my lead to save yourself money and time by being less obsessive in the cleaning department. You’ll still look flawless and your home will be spotless, I promise. 

Stop Wasting Time and Money: Wash Your Hair Less

3 Unique ways to save more money. wash your hair less

In general, people get into routines of how often to shampoo one’s hair. It becomes an automatic schedule. Many become self conscious when skipping a shower, but have no fear no one is going to notice if you shower 5 times a week instead of 7. 

3 unique ways to save more money. Depending on your habits, you can reap a number of benefits from washing your hair less often.

Our scalp produces a natural oil known as sebum. If you wash this natural oil away too often, you will be left with dry hair and an itchy scalp among many other common scalp and hair problems.Keep reading

How I Fixed My Credit Score Using Free Online Resources

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How I fixed my credit score with free online resourcesDo you know anyone that pays cash for a house? Nope, I certainly don’t. When you repair your credit score, you are actually saving yourself money long-term. Finances don’t have to be boring, this is how I fixed my credit using free resources! With these free credit tips, you will see an immediate difference in your finances.

Our lives are intertwined with debt and as a savvy individual, you need to make sure that you are aware of rates, fees, and deductions. The danger to your pocket-book is that you’ll probably end up overpaying in fees simply because you didn’t do your due diligence when it comes to your credit score.

You have the legal right to dispute inaccurate items on your credit reports. That’s true of credit bureaus and each creditor. That means whatever financial trouble you have gotten yourself into there is steps to heal the wounds.

I’m here to help steer you in a safe direction. Use these great tips on how to repair your credit score and secure lower loan rates in the future.

 When Is It Time To Consider Credit Repair?

Do you know what your credit score is? 

Anything below 560 is considered to be a bad credit score.Keep reading

17 Habits of Successful People

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Inspirational tips and tricks to achieve success. Great guide for change #success #inspiration #girlboss #womenSuccessful people do things a little bit differently, don’t they? You’ve seen the confidence, that little pep in someone’s step. With the right state of mind, you can achieve success too. Habits of successful people are easy to learn and fun to implement. 

I wanted to know the habits of successful people and what they did to help achieve success.

With tweaks to your everyday habits, anything is possible. This is what I discovered…

1. Successful People Appreciate Mentorship

We can’t know it all, but other people have a lot more experience than we do. Use that!

If someone is willing to give you unsolicited advice listen. Even if you aren’t interested you get a look inside their pitch.

Every interaction is an opportunity to learn, and mentorship can mean so much more than simple tips. It can lead to a lifestyle change.

Your realtor, financial agent, accountant and peers all have a wealth of information. Be open-minded and appreciative if someone shares their wisdom.

2. Achieve Success By Avoiding Guilt

Your friends, coworkers, and family don’t control what you do. If anyone is bringing guilt into your life they are bringing negativity.

When you do want to say ‘no’, avoid excuses and too much information.Keep reading

5 Crazy Ways to Save Money You Haven’t Thought Of

Hello! Today we have a great article from June and Dan. They are going to tell us about some crazy new ways to save money! Enjoy!

Nearly 40 percent of American households could not absorb an unexpected $1,000 emergency with their current savings. That means that many Americans, when confronted with an immediate financial crisis, have to rely on credit cards and loans to make ends meet.

How has it gotten so hard to save money these days? Apparently, the conventional method of putting aside savings on a regular schedule isn’t working anymore. That means many people need to get creative in today’s world to find ways to save.

If you need little creative inspiration, check out these five crazy ways to save money!

Start a Handmade Revolution

Did you know that the average American household spends almost $1,000 on Christmas presents every single year? This one holiday accounts for a significant portion of consumer credit card debt, which many borrowers take months to pay off. Other holidays and celebrations are no better.

Holidays don’t have to be such a financial burden, though. Have you ever considered getting crafty instead of pulling out your credit card? Don’t worry if you’re not particularly creative, there are many homemade inspirations out there that don’t include learning how to knit.Keep reading

Job Benefits You Already Earn and How To Take Advantage of Them

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How to use work freebies and save more money

Work perks and job benefits. How much are you missing out on?Your job benefits can get you ahead in life and your career if you use them correctly. From health and wellness to more education, the job benefits that aren’t mentioned or are considered ancillary are some of the best. 

If you really use your job benefits you can save hundreds.

These simple tips will ensure you are aware of all potential job benefits you can take advantage of.

1. Use Those Work Perks

Is there a small gym at work? Starting a new habit based on a work perk is a great way to take advantage of company offerings and keep yourself healthy. Stop wasting money on a gym membership and grab a cubicle buddy to use what’s already provided.

Does your office have a great view? Take a few minutes every day to appreciate it and better yet… take a 15 minute walk around your campus everyday.

Is there free coffee and tea at work? You can save massive amounts of money by skipping the trip to the coffee shop for your daily latte.

A lot of offices will have discounted soda and snacks but what about green tea? The health benefits of green tea are awesome, and the antioxidants will help your long-term health.

Keep reading