tips to save Archives - The Rising Damsel

How I Fixed My Credit Score Using Free Online Resources

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How I fixed my credit score with free online resources Do you know anyone that pays cash for a house? Nope, I certainly don’t. When you repair your credit score, you are actually saving yourself money long-term. Finances don’t have to be boring, this is how I fixed my credit using free resources! With these free credit tips, you will see an immediate difference in your finances.

Our lives are intertwined with debt and as a savvy individual, you need to make sure that you are aware of rates, fees, and deductions. The danger to your pocket-book is that you’ll probably end up overpaying in fees simply because you didn’t do your due diligence when it comes to your credit score.

You have the legal right to dispute inaccurate items on your credit reports. That’s true of credit bureaus and each creditor. That means whatever financial trouble you have gotten yourself into there is steps to heal the wounds.

I’m here to help steer you in a safe direction. Use these great tips on how to repair your credit score and secure lower loan rates in the future.

When Is It Time To Consider Credit Repair?

Do you know what your credit score is?

Anything below 560 is considered to be a bad credit score.… Keep reading

Halloween Treats – Easy to Make Food For Your Last Minute Party

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Office Party Halloween Treats!

Everyone loves Halloween treats! The games, the fun, the candy! Any holiday that’s not paid and is spent in the office usually gets special attention. These Halloween treats are easy to make and take minimal ingredients.

Any woman can add red lipstick, pearls and wear a black dress and pass for an Audrey or a Jackie. The real trouble is food. Show stopping Halloween food. Use these recipes and my tips to make your Halloween Office party memorable and delicious.

Use candy melts, scary eyes and decorating gel or raspberry jam as blood to accomplish these ghoulish treats.

Ghost Cupcake made by Everyday Southwest

Does it get any simpler than store bought cupcakes and a few candies as eyes and a mouth? I don’t think so!

Rice Crispy Treat Brains created by Left Brain, Craft Brain

Make these rice crispy treats fresh or remold the store bought variety. A couple squirts of red food gel or raspberry jam will give them the perfect amount of creepy.

Halloween Graveyard Brownies from Tastes Better by Scratch!

This is a quick and easy recipe! If you’re feeling extra pressed for time just pick up some brownies from your grocery store.… Keep reading

5 Crazy Ways to Save Money You Haven’t Thought Of

Hello! Today we have a great article from June and Dan. They are going to tell us about some crazy new ways to save money! Enjoy!

Nearly 40 percent of American households could not absorb an unexpected $1,000 emergency with their current savings. That means that many Americans, when confronted with an immediate financial crisis, have to rely on credit cards and loans to make ends meet.

How has it gotten so hard to save money these days? Apparently, the conventional method of putting aside savings on a regular schedule isn’t working anymore. That means many people need to get creative in today’s world to find ways to save.

If you need little creative inspiration, check out these five crazy ways to save money!

Start a Handmade Revolution

Did you know that the average American household spends almost $1,000 on Christmas presents every single year? This one holiday accounts for a significant portion of consumer credit card debt, which many borrowers take months to pay off. Other holidays and celebrations are no better.

Holidays don’t have to be such a financial burden, though. Have you ever considered getting crafty instead of pulling out your credit card? Don’t worry if you’re not particularly creative, there are many homemade inspirations out there that don’t include learning how to knit.… Keep reading

Easy Meal Prep Recipe Ideas for Busy Work Nights

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Bulk cooking recipe Ideas for Busy Nights. Plus how to save money on groceries. The Rising Damsel I don’t know about you but when I cook every cabinet door is open, every pot and pan gets used and I end up with a huge mess. All of that work for one meal that lasts ten minutes, and takes twice as long to clean up if you’re lucky! Save time! Do everything at once. Meal prep ideas are good for you and your family. Less stress is good for everyone.

These meal prep ideas are easy and will work for any night of the week.

Since I know I’m a tornado, I do everything in my power to avoid multiple cleanups. We have all heard of one-pot meals, but how about cooking up a larger quantity of a basic staple to help you throughout the week?

Two pounds of a particular food can be turned into different meals without the hassle of recreating the wheel (and mess) every night.

When you cook your staples and add flavor to your base (protein or starch). You can create delicious, nutritious meals for your family by adding just a few extras like a veggie or starch. Extra meat goes in the freezer and it’s even easier the next time.… Keep reading

Ultimate Guide to Vacation at Home

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Vacation at home! Ideas and tips. Ready to stare down the ocean with a drink in your hand? Me too. When you vacation at home you can go anywhere!

Just because you don’t have time off and you might not have the money, doesn’t mean you can’t experience the world like an avid traveller.

A vacation at home on your couch is probably the exact thing you need!

With my tips you will feel like relaxed and indulged without all the extra hassle of actually going somewhere.

Set a weekend budget and get to planning. You’re not physically getting away but mentally you will have a fantastic adventure even though you are having a vacation at home.

When you’re in your own bed at home and you pull the covers up to your nose and snuggle down, that bed could be anywhere in the world. After you close your eyes, you can transport yourself.

Use that to your advantage!